Covers vehicles used for commercial purposes such as own business, general cartage, airport and office transfers.

The law requires that all vehicles on public roads must have insurance or a form of security against third-party property damage, bodily injury or death liabilities.

Scopes of cover available are as follows:

• Comprehensive
• Third Party only

This is the widest cover available and provides indemnity from:

1. Accidental damage to the vehicle, including fire damage
2. Theft of vehicle
3. Damage to other vehicles or property (TPPD)
4. Injury to or death of a passenger in your vehicle (applicable to private cars)
5. Injury to or death of Third Party person(s) outside your vehicle, caused by your vehicle (TPPI)
6. Third Party Only

This covers liability for third party property damage, personal injuries or death. For any vehicle, this is the minimum cover required by the Motor Insurance Act.

1. Completed proposal form
2. Copy of driving license
3. Copy of log book
4. Copy of ID
5. Copy of KRA pin